html{scroll-behavior:smooth}body{background:#fbfaf7;color:#19364b}.guide-hero{background:linear-gradient(115deg,#f4f8fb,#fffcf6);padding:65px 24px;border-bottom:1px solid #dbe5ea}.guide-width{max-width:1160px;margin:auto}.guide-hero h1{font:normal clamp(43px,5vw,72px)/1.06 Georgia,serif;margin:18px 0;color:#18374d}.guide-hero h1 em{display:block;font-size:.5em;color:#2870a4;margin-top:12px}.guide-hero p{font:17px/1.65 Arial,sans-serif;color:#476376;max-width:720px}.guide-return{font:700 13px Arial,sans-serif;color:#216b9f}.guide-kicker,.chapter-num{font:700 11px Arial,sans-serif;letter-spacing:.16em;color:#2870a4}.guide-pills{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.guide-pills span{border:1px solid #dbe4e9;background:white;border-radius:24px;padding:9px 15px;font:12px Arial,sans-serif}.guide-layout{max-width:1160px;margin:auto;display:grid;grid-template-columns:245px minmax(0,1fr);gap:58px;padding:50px 24px 90px}.guide-toc{position:sticky;top:95px;align-self:start;background:white;border:1px solid #dce5ea;border-radius:12px;padding:24px 18px}.guide-toc h2{font:700 11px Arial,sans-serif;letter-spacing:.13em;color:#986c32}.guide-toc a{display:flex;gap:12px;text-decoration:none;color:#294b63;font:13px/1.4 Arial,sans-serif;border-top:1px solid #e8edf0;padding:12px 2px}.guide-toc a:hover{color:#1267a5}.guide-toc small{color:#ad864d}.guide-chapter{border-bottom:1px solid #d9e4e9;margin-bottom:60px;padding-bottom:55px;scroll-margin-top:100px}.guide-chapter h2{font:normal clamp(31px,3vw,44px)/1.15 Georgia,serif;letter-spacing:-.025em;margin:15px 0;color:#17354b}.guide-chapter h3{font:normal 24px/1.25 Georgia,serif;margin:30px 0 10px;color:#1b405a}.guide-chapter p{font:15px/1.85 Arial,sans-serif;color:#41586a}.guide-chapter .chapter-lead{font:italic 21px/1.5 Georgia,serif;color:#47738e;margin:0 0 28px}.guide-chapter a{color:#1b6ca7}.guide-note{background:#edf5fa;border-left:3px solid #2f7bad;padding:17px 22px;border-radius:0 10px 10px 0;margin:25px 0}.guide-note b{font:700 12px Arial,sans-serif;letter-spacing:.08em;color:#21679b}.guide-note p{margin:8px 0}.guide-table{overflow-x:auto;margin:24px 0}.guide-table table{border-collapse:collapse;width:100%;min-width:450px;font:13px/1.5 Arial,sans-serif}.guide-table td{border-bottom:1px solid #dce5eb;padding:12px 14px;vertical-align:top;color:#3b5364}.guide-table tr:first-child{background:#eaf3f8}.guide-part{border-left:2px solid #d2e3ef;padding:2px 0 4px 20px;margin:20px 0}.guide-part h3{font-size:21px;margin:10px 0}.guide-reason{display:grid;grid-template-columns:40px 1fr;gap:15px;border-bottom:1px solid #e0e8ed;padding:14px 0}.guide-reason>span{font:24px Georgia,serif;color:#6c9cb9}.guide-reason h3{margin:0;font-size:21px}.guide-reason p{margin:8px 0}.guide-back{font-size:12px!important;margin-top:30px}.guide-cta{padding:45px 24px 65px;background:#eaf3f8;text-align:center}.guide-cta h2{font:normal 34px Georgia,serif}.guide-cta a{display:inline-block;background:#216da4;color:white;border-radius:30px;padding:14px 23px;text-decoration:none;font:700 13px Arial,sans-serif}.guide-disclaimer{font:12px/1.7 Arial,sans-serif;color:#60788a;max-width:790px;margin:30px auto 0}.guide-toc-toggle{display:none}@media(max-width:800px){.guide-layout{display:block;padding:25px 18px}.guide-toc{position:static;margin-bottom:40px}.guide-toc-toggle{display:block;width:100%;border:0;background:transparent;text-align:left;font:700 14px Arial,sans-serif;padding:8px}.guide-toc-links{display:none}.guide-toc.open .guide-toc-links{display:block}.guide-hero{padding:44px 20px}.guide-hero h1{font-size:43px}.guide-chapter{margin-bottom:40px;padding-bottom:38px}}@media print{.site-header,.site-footer,.guide-toc,.guide-cta{display:none!important}.guide-layout{display:block}.guide-chapter{break-inside:avoid}body{background:white}}